Yoga liability insurance should be thorough, affordable

Your practice as a professional yoga instructor may run the gamut from pampering and polishing to more medical-type services. However, no matter which end of the spectrum your services lean toward, it is wise to possess yoga insurance.

For those yoga instructors who happen to practice with close friends and local acquaintances, it may seem silly to spend money on yoga insurance. But with the low cost of high quality yoga liability , what really seems silly is forgoing this protective measure and simply keeping your fingers crossed that your really never need it.

As for the professional yoga teachers who do tend to provide more medical-type services to a larger client base, the need for insurance may seem much more obvious.

In reality, a large number of professional yoga teachers provide all of the above mentioned services and then some?providing clients with treatments they seek. For the professional in this popular field, securing yoga liability insurance is a smart step toward securing your business.

As mentioned, the low fee for yoga liability makes this form of coverage quite affordable. Typically, you should be able to find a yoga policy that provides thorough protection for less than $200 dollars per year. On top of the fact that this fee is minimal, it should be deductible as a business expense when it comes to tax time.

If you are wondering how much protection you can get for that price, the answer is a lot. The right yoga liability insurance policy should offer you the full spectrum of coverage that any business needs. For starters, your yoga liability insurance should include general liability insurance, or ?slip and fall? . This portion of your policy will be there to provide protection in case a client ever slips, trips, falls or has some other kind of accident on the property of your practice.

A second form of coverage that will come with a quality yoga liability insurance policy is malpractice liability insurance. This kind of insurance is often associated with medical doctors, as it protects them in case one of their patients claims damage or injury due to a lack of skill or competence on the part of the medical doctor. For those with yoga liability insurance, the malpractice coverage works the same way?protecting you in case a client ever claims damage or injury due to a lack of skill or competence on your part as the professional yoga teacher.

There is a third component to solid yoga teacher liability insurance that can be especially key for those practitioners who tend to work with the more intense tools. This portion of coverage is called product liability insurance, and it is there to protect you in case a client ever decides to sue for damage or injury due to one of the products you used in the studio.

About the Author

The National Association of Complementary and Alternative Therapy (NACAMS) is a national insurance provider
offering CAM professionals comprehensive liability insurance and practice support. While providing the best value to the practicing CAM professional, NACAMS liability insurance package is the most comprehensive in the CAM industry. By focusing our liability insurance exclusively on the complimentary and alternative medicine professional we are able to provide a personalized experience and a comprehensive plan of member benefits.

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