Thursday, May 24, 2012

Workers getting priced out of health benefits

Jose Luis Pelaez Inc / Getty Images stock

Ninety percent of uninsured workers said they didn't have insurance because it was too costly.

By Allison Linn

The weak economy continues to have a harsh effect on workers? access to health insurance -- not necessarily because workers aren?t offered it but because they can?t afford it.

A new study from the Employment Benefit Research Institute finds that 55.8 percent of employees were getting health insurance directly from their employer as of April 2011, the most recent data available. That?s a nearly 5 percentage point drop from December 2007, when the economy first went into recession, and the researchers said early research shows that the number probably fell further.

The drop comes after more than a decade in which the rate of employees getting insurance in their own name held steady at around 60 percent.

It appears that it?s the cost, not the availability, of health insurance that is the primary thing keeping workers from getting insured.?Ninety percent of uninsured workers said they didn?t have insurance because it was too costly.

The study was based on government data on workers?age 18 to?64.

Paul Fronstin, director of EBRI?s health research and education program, said many employers have been gradually asking employees to foot more of the bill for their care through?higher deductibles and co-payments.

?Employers have changed their focus to managing cost by changing the quality of the coverage that?s being provided,? Fronstin said. ?You see more cost shifting and more employee responsibility when it comes to the cost of health care services.?

He said monthly premiums have not necessarily risen as much, but neither have wages. That may mean people feel like they are forking over a bigger slice of their paycheck for an insurance plan that requires higher and higher deductibles and other out-of-pocket expenses.

?It?s the value of the plan that?s changed more than the premium,? he said.

Some who drop their employer?s coverage may be switching to cheaper private plans or getting covered by a spouse, partner or parent. The percentage of workers who are covered as a dependent on someone else?s plan has held steady at around 17 percent.

Is pet insurance a necessity? How important is renter's insurance? Sorting through all of the different types of insurance can be a headache, but Wall Street Journal and Market Watch columnist Jeanette Pavini has a list of what you need and what you can ignore.

Others may just be giving up health insurance altogether.

As the job market becomes stronger, some employers might start offering better?health care benefits to?compete for key employees.

But Fronstin noted that because employers generally make decisions about health care coverage six months to a year in advance, any improvements will likely lag quite a bit.

Related:

Health care costs rose faster than inflation despite weak economy

1 in 4 kids live in a family struggling with health care bills

Are you happy with your company's health care plan?

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Wednesday, May 23, 2012

Mobile cell phone jammer future three years will promote TD network

Communication world nets (CWW) March 31 news at the work in 30, the letter broadband penetration acceleration engineering mobilization meeting deployment, China mobile cell phone jammer Exiguous chairman, said broadband speed engineering is an important strategic broadband China part, China mobile will continue to deepen with four tennis association strategy, ?continue to push the scale of td-scum network construction, focusing on a large and medium cities of the hot spots for the data covered, depth coverage and continuously optimize, and constantly improve the quality of network and network utilization, improve customer perception.?
China mobile cell phone jammer future three years will continue to develop td-scum, Exiguous a comment and work of this letter Meowed minister previous comments completely. MiaoWeiCeng that and will use 3 years time, td-scum base station from the current 220000 increased to 400000 or so.
Exiguous said China mobile wireless broadband popularity and access ability greatly increase, in the wireless broadband construction, China mobile push with four tennis associations, realized our country the independent innovation of td-scum construction and operation of the three years development goals. By the end of 2011, but more than 50 million subscribers, TD base station to 225000 number, TD realize the national all areas of the continuous coverage at or above the county level.
At present, China mobile cell phone jammer the breadth and depth of WLAN coverage strengthen ceaselessly, according to its revealed that China mobile has reached 2.38 million of WLAN access points. In 2012, China mobile will strengthen construction of WLAN hot spots, WLAN AP 1.4 million new access points.
?China mobile actively promote TD-LTE scale experiment, the test result is exciting,? Exiguous said. The future will be ready to promote TD-LTE test of the implementation of the second phase scale, improve industry confidence, guide pull industry resources input.
In this meeting, the experts accept communication world nets interview points out hope clearly as soon as possible TD-LTE use frequency, promote TD-LTE as soon as possible to mature commercial.
In the wireless city, China mobile cell phone jammer wireless application development 10 categories city, has built more than 100 standard wireless cities, realize the development of more than 10 million of the valid user periodic goal.

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Rivera work poised to set new auction record in NY

This undated image released by Sotheby's New York shows Diego Rivera's 1939 oil on canvas painting "Ni?a en Azul y Blanco," (Retrato de Juanita Rosas a los Diez A?os de Edad) that will be auctioned with other Latin American artworks on May 23-24 at Sotheby's in New York. (AP Photo/Sotheby's New York)

This undated image released by Sotheby's New York shows Diego Rivera's 1939 oil on canvas painting "Ni?a en Azul y Blanco," (Retrato de Juanita Rosas a los Diez A?os de Edad) that will be auctioned with other Latin American artworks on May 23-24 at Sotheby's in New York. (AP Photo/Sotheby's New York)

(AP) ? Mexican artist Diego Rivera's 1939 oil painting "Girl in Blue and White" is headlining Sotheby's Latin American art auction in New York.

If it sells for the high end of its $4 million to $6 million estimate, it could double the artist's previous record of $3 million dollars.

The painting, "Ni?a en azul y blanco," is a portrait of 10-year-old Juanita Rosas and belongs to a period in which Rivera captured the innocence of children. This piece is special because the famed muralist chose it to illustrate the catalog of the National Tribute Exhibition that the Mexican National Institute of Fine Arts organized in 1949 to celebrate his 50 years of painting.

"It is very typical of his work, especially of that period," Carmen Melian, director of Sotheby's Latin American Art department, told The Associated Press. Rivera "painted through the years the children of the help at his home and the neighbor's, and in particular he painted Juanita several times," Melian said.

It's Rivera's most important painting to be auctioned in decades, according to Sotheby's, which has promoted it as one of his two biggest paintings outside of Mexico and says it is hitting the market at the right time. Just last year the Museum of Modern Art featured a solo exhibit of Rivera's work.

"What I love the most is that it was painted in his studio," Melian said of the painting. "I have been in his studio and the floor there has been dyed green, that's why it is green in the piece. And the white wall in the background, with its mix of blue and pink, is almost like a Monet or a Renoir; the front is more realistic, the figure of the kid pops out."

Rivera's current record is $3,082,500 for the 1928 oil on canvas "Baile en Tehuantepec," ("Dancing in Tehuantepec") sold in 1995 at Sotheby's in New York.

"Ni?a en azul y blanco" could even break the auction record for Latin American art, held since 2008 by Mexican Rufino Tamayo's "Troubadour," which fetched $7.2 million.

"You never know," Melian said. "You don't see a piece like this one very often."

___

Sigal Ratner-Arias can be reached at https://twitter.com/(hash)!/sigalratner

___

Online:

http://www.sothebys.com/

Associated Press

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2 killed as Syria conflict spills over into Lebanon

Bilal Hussein / AP

Anti-Syrian gunmen seek cover during deadly overnight clashes in Beirut, Lebanon, early on Monday.

By msnbc.com news services

BEIRUT --?Gunmen fired rocket-propelled grenades and machine guns early Monday in intense street battles in the Lebanese capital, killing at least two people and wounding 18 others as fears mounted that the conflict in neighboring Syria was bleeding across the border.

The clashes in Beirut's Tariq al-Jadideh district were some of the fiercest since sectarian fighting four years ago brought Lebanon back to the brink of civil war.

Lebanon and Syria share a complex web of political and sectarian ties and rivalries, which are easily inflamed. Last week, clashes sparked by the Syrian crisis?killed at least eight people and wounded dozens in the northern city of Tripoli.

The revolt in Syria began 15 months ago, and there are fears the unrest will lead to a regional conflagration that could draw in neighboring countries. The U.N. estimates the conflict has killed more than 9,000 people since March 2011.

The violence in Beirut followed the killing of two members of a political alliance opposed to Syrian President Bashar Assad on Sunday in the north of the country.

Residents in the northern region of Akkar blocked roads and burned tires to protest against the killing and demonstrations spread south to the main coastal highway and to Beirut, where several roads were cut off.

Report: Car bomb kills 9, wounds 100 in Syria

A Reuters cameraman in Tariq al-Jadideh said shooting could be heard for almost seven hours overnight.

A roadside bomb exploded in Douma, Syria this weekend near a United Nations convoy carrying the head of a Syria ceasefire monitoring mission and a senior U.N. Official. NBC's Ayman Mohyeldin reports.

Security sources said the fighting pitted gunmen from the Future Movement, loyal to anti-Syrian former Prime Minister Saad al-Hariri, against the pro-Syrian Arab Movement Party headed by Shaker Barjawi.

The state news agency said two people were killed and 18 wounded.

Fragile political faultline?
The fighting underscores how the bloodshed in Syria, where Assad's regime is cracking down on an uprising against his rule, is inflaming emotions in its tiny neighbor Lebanon. Lebanon has a fragile political faultline precisely over the issue of Syria.

There is an array of?die-hard?pro-Syrian Lebanese parties and politicians, as well as support for the regime on the street level. There is an equally deep hatred of Assad among other Lebanese who fear Damascus is still calling the shots here. The two sides are the legacy of Syria's virtual rule over Lebanon from 1976 to 2005 and its continued influence since.

Inside Syrian rebel stronghold: 'The city is on mute'

The fighting was the among the most intense fighting in Beirut since May 2008, when gunmen from the Shiite Hezbollah militant group swept through Sunni neighborhoods after the pro-Western government tried to dismantle the group's telecommunications network.

More than 80 people were killed in the 2008 violence, pushing the country to the brink of civil war.

There was no sign that Hezbollah was involved in the latest violence.

'Critical period'
Many of Lebanon's Sunni Muslims sympathize with Syria's Sunni-led uprising against Assad, whose father sent forces into Lebanon during its 1975-1990 civil war. The Syrian army finally pulled out in 2005 under international pressure.

A message to Assad? War games held near Syrian border

Prime Minister Najib Mikati said on Sunday: "The government is determined to continue to shoulder its national responsibilities amid this critical period in Lebanon and the region, and it will take all measures necessary to preserve civil peace."

World powers remain divided on how to end Syria's crisis. The U.S. and other Western and Arab nations have called for Assad to leave power, and the U.S. and European Union have placed increasingly stiff sanctions on Damascus. But with Russia and China blocking significant new U.N. punishments, U.S. officials are trying to get consensus among other allies about ways to promote Assad's ouster.

Reuters and The Associated Press contributed to this report.

More world news from msnbc.com and NBC News:

Follow us on Twitter: @msnbc_world

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Tuesday, May 22, 2012

Obama campaign steps up Bain attacks on Romney

WASHINGTON (Reuters) - President Barack Obama's re-election campaign on Monday stepped up its criticism of Mitt Romney for cutting jobs when he was a business executive, despite a warning from a leading Obama supporter that the attacks have gone too far.

The Obama camp launched an ad featuring former workers at an office supplies business that went bankrupt after Republican candidate Romney's Bain Capital took it over in the mid-1990s.

Opponents, and even Cory Booker, the Democratic mayor of Newark, New Jersey, complained that the attacks on Romney's record at private equity firm Bain could undermine free enterprise.

Obama was forced to defend the anti-Romney strategy when he was asked about it at a news conference after a NATO summit in Chicago.

"The reason this is relevant to the campaign is because my opponent, Governor Romney, his main calling card for why he thinks he should be president is his business experience," Obama said. He said his campaign was not attacking private equity businesses in general.

"I think my view of private equity is that it is - it is set up to maximize profits and that's a healthy part of the free market," Obama said.

Monday's Obama campaign ad of nearly six minutes is set in Marion, Indiana, a swing state that Obama narrowly won in 2008. It mixes news coverage of bankruptcy at SCM Office Supplies, where 350 workers lost their jobs, with testimony from fired workers.

"To me, Mitt Romney takes from the poor and the middle class and gives to the rich. It's just the opposite of Robin Hood," said Randy Johnson, a former employee.

Starting last week, Obama's campaign launched videos attacking Romney's jobs record at Bain, focused on jobs lost after some businesses acquired by Bain went bankrupt, while company officials including Romney amassed fortunes.

DEMOCRATS AT ODDS OVER BAIN

Democrats' attempts to portray Romney as a corporate raider who is out of touch with ordinary Americans were made more difficult on Sunday by rising Democratic star Booker calling foul.

He termed "nauseating" a series of ads from Obama and his allies that slammed Romney's work at Bain.

Booker later backed off his televised comments but the damage was done for the Obama campaign, which has failed to halt a rise in opinion polls by Romney since he effectively became the Republican nominee last month.

David Axelrod, a senior campaign strategist, said Booker was off the mark.

"In this particular instance, he was just wrong," he told MSNBC. He said the ads are justified because Romney is using his business experience to boost his run for the White House.

Republicans were delighted by the disarray among Democrats. The Republican National Committee launched a fund-raising drive and online petition urging supporters to "stand with Cory," with a link to a video of Booker's remarks on NBC's "Meet the Press."

Job creation is a central theme of what is expected to be a close general election on November 6, with the outcome likely to depend on how Americans are feeling about the sluggish economy.

Former Massachusetts Governor Romney is running neck and neck with Obama in opinion polls, and surveys often show voters prefer the ex-businessman's jobs message to Obama's.

Romney's campaign released its own web video highlighting Booker's remarks, and comments by other well-known Democrats defending the private equity business.

"I agree with Mayor Booker who said that these attacks against Bain Capital and free enterprise are nauseating," Eric Fehrnstrom, a senior adviser to the Romney campaign, said on MSNBC.

(Editing by Eric Walsh)

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Raven-Symon? Addresses, Avoid Lesbian Chatter


Raven-Symoné currently stars on Broadway in Sister Act.

But instead of answering questions about life as a pretend nun, the actress has taken to Twitter and responded to a National Enquirer report that claims she is living with AzMarie Livingston, a contestant on America's Next Top Model.

Raven-Symoné Picture

"I'm living my PERSONAL life the way I'm happiest," she wrote. "I'm not one, in my 25 year career to disclose who I'm dating. and I shall not start now. My sexual orientation is mine, and the person I'm datings to know. I'm not one for a public display of my life."

She added:

"However that is my right as a HUMAN BEing whether straight or gay. To tell or not to tell. As long as I'm not harming anyone. I am a light being made from love. And my career is the only thing I would like to put on display, not my personal life. Kisses!"

Certainly a fair point of view. But a Twitter rant is likely to simply draw more attention to an issue Symone just wants to go away. From a practical standpoint, she may have been better off confirming the rumor in a brief statement and moving on.

[Photo: WENN.com]

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Clemens' accuser wraps up, gets to name names

WASHINGTON (AP) ? Brian McNamee finally got to name names in front of the jury. Andy Pettitte. Chuck Knoblauch. Mike Stanton. Roger Clemens' accuser also apologized for the medical condition that caused him to take frequent breaks. He came across as a sympathy figure in the final moments of some 26 hours on the stand, a small counterweight to three days of brutal cross-examination.

The government's case got a needed boost as it hit the homestretch Monday in the sixth week of the perjury trial that will determine whether Clemens lied to Congress in 2008 when the 11-time All-Star pitcher denied using performance-enhancing drugs.

McNamee, Clemens' former strength coach, is the only person to claim firsthand knowledge of Clemens using steroids and human growth hormone, and his integrity and credibility were attacked relentlessly last week by Clemens' lawyer. The government embarked on a rehabilitation job with its key witness during follow-up questioning Monday, then moved on to a beer expert who put a date on the infamous Miller Lite can that became a key piece of evidence and a witness who placed Clemens at a pool party at Jose Canseco's house in 1998.

Lawyers indicated to the judge that the government might wrap up its case this week, even though Tuesday will be a day off because of a conflict with U.S. District Judge Reggie Walton's schedule. Clemens lawyer Rusty Hardin then said he would need seven or eight working days to present the defense's case. Both sides are working to finish before June 8, when further conflicts with Walton's schedule could cause the trial to go on recess for a month.

Before Monday, McNamee had not been allowed to say that he provided former Clemens teammates Pettitte and Knoblauch with human growth hormone, or that he helped ex-Clemens teammate Mike Stanton obtain HGH from drug dealer Kirk Radomski. The judge had ruled that such information could prejudice the jury against Clemens.

But Hardin's grueling cross-examination tipped the balance in the other direction, prosecutors argued. Hardin suggested before the jury last week that McNamee had solely or primarily targeted Clemens, and that no one had been charged in connection with McNamee's accusations, raising the issue of McNamee's credibility.

Walton therefore ruled that McNamee could name Knoblauch and Stanton as receiving HGH in 2001 when they were with the New York Yankees, and Pettitte in 2002 when he was with the Yankees. The judge instructed the jury that the names could only be used to help establish McNamee's "credibility as a witness" and cannot be used to "infer Mr. Clemens' guilt."

The government took full advantage, with prosecutor Daniel Butler using all three names repeatedly. McNamee said he was present when all three players used their HGH. Pettitte already has testified that he used HGH in 2002, so now the jury knows that McNamee was the source.

Butler also worked in quick time to build all the sympathy he could for McNamee. The jury had heard last week that McNamee has a medical condition that he wanted to keep secret, but now he revealed what it is: He is a Type 1 diabetic who uses an insulin pump, particularly when under stress. He then looked at the jury and apologized for the extra breaks.

McNamee also said "I lost my job, lost my clients" after he and Clemens were cited in the 2007 Mitchell Report on drugs in baseball. McNamee said he was led to believe that the report would not contain names when he began cooperating with its investigators. He cited his lack of work, saying the only athletes he trains now are two college students who don't pay him.

McNamee also said his marriage is over, in part due to the fallout from the Clemens case. He is going through a contentious divorce, and he said he sees his children only twice a week and that it will be "rocky road" to rebuild his relationship with them.

While the defense got McNamee to acknowledge that parts of his story have changed over time, he has not deviated from the core of his testimony ? that he injected Clemens with performance-enhancing substances in 1998, 2000 and 2001.

With McNamee finished after five-plus days on the stand, prosecutors called a Miller-Coors manager to testify about the beer can McNamee says he used to store waste after an alleged steroids injection of Clemens in August 2001. The witness, Anthony Manuele, looking at markings on the bottom of the can, was able to confirm that it would have been on shelves between August 2001 and Nov. 15, 2001 ? coinciding with McNamee's timeframe.

Hardin, on cross-examination, jabbed prosecutors by asking Manuele: "You don't sell these beer cans to keep needles, do you?"

The judge sustained a government objection, but not before Manuele could answer: "No, sir."

One of the charges against Clemens is that he obstructed Congress when he stated in a deposition that he "was not at Jose Canseco's house on or about June 9, 1998." That's the date McNamee says he saw Clemens and Toronto Blue Jays teammate Canseco talking to a mysterious third person at a pool party at Canseco's Florida home, a person McNamee said he felt had a connection to steroids. McNamee said he first injected Clemens with steroids a few days later.

So the government called Alexander Lowrey, who said he was at the party as a starry-eyed 11-year-old boy and posed for photos with both Clemens and Canseco. Prosecutors showed jurors the photos: One shows the boy on the deck of the pool, next to a smiling Clemens standing in the shallow end of the water. The former pitcher's hair is bleach-blonde, which is how Lowrey, now 25, said he recalled it.

Clemens' lawyer tried to play with the potentially faulty memory Lowrey might have of a party that happened 14 years ago. Lowrey couldn't remember some details and said he had to estimate the times he arrived and left, but he said he had a clear memory of meeting the two major leaguers.

Clemens, in his congressional deposition in February 2008, said: "I never was at the party." Later in the deposition, he said: "I wasn't here at this ? at a party that he had. I could have gone by there after a golf outing. So ? but I was not at this party."

The day's final witness was FBI fingerprint expert Elizabeth Fontaine, who testified she couldn't identify Clemens' fingerprints on the waste associated with the beer can. But she also said that doesn't necessarily prove that Clemens never handled the evidence.

___

Associated Press writer Frederic J. Frommer contributed to this report.

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Follow Fred Frommer at http://twitter.com/ffrommer

Follow Joseph White at http://twitter.com/JGWhiteAP

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